Solutions to Meet All Your Needs — From Simple to Complex

AB PAY offers a wide variety of payment processing services, each with enhanced features designed to help you increase sales, cut costs and improve your company’s productivity.

  • Consolidate vendors with a one-source payment processor that has solutions for all your payment needs
  • Improve service and profits with POS terminals, electronic invoicing, recurring billing, software integration and much more
  • Minimize credit card fraud by complying with PCI-certified payment processing standards and securing your business

The AB PAY team helps businesses meet specific needs and goals through simple, secure, cost-effective payment processing services. From small businesses with a need for secure e-commerce payment methods, to restaurants looking to simplify tab transfers and gratuity, to B2B merchants requiring more detailed reporting — AB PAY customizes a safe, easy solution with low transaction rates.

Benefits of Online Payment Gateways

When you’re looking for the best possible payment gateway for your customers, look no further than AB PAY. Our company received the CNP Customer Choice Award in the Best E-Commerce Platform/Gateway category for two years in a row, 2016 and 2017. With its omnichannel capabilities, advanced security methods and fraud management tools, the AB PAY has emerged as a top choice for our merchants and suppliers throughout the U.S. and Canada.

With AB PAY mobile credit card processing solutions for Android, iPhone and iPad, you can accept payments anywhere and truly improve ease of use and cost efficiency.

  • Enjoy secure mobile payment processing for all major credit card, debit card and ACH transactions
  • Utilize our encrypted EMV card readers to keep sensitive payment data off your device
  • Stay connected, accept credit card payments and increase sales no matter where your business takes you


AB PAY helps merchants accept credit cards online with secure e-commerce payment gateways and services that make accepting electronic payments quick, easy and safe.

  • Get access to the latest innovative technology on the AB PAY like Apple Pay, PayPal, and JavaScript Encryption
  • Increase online sales by accepting credit cards, debit cards and ACH payments on your website
  • Choose from a wide variety of shopping carts and e-commerce platforms into which BluePay seamlessly integrates for fast, secure transactions
  • Comply with PCI DSS standards to protect online data


AB PAY  processing solutions are ideal for businesses seeking secure, efficient credit card authorization at the point of sale.

  • Authorize credit cards, debit cards and checks almost instantly
  • Choose from a variety of POS software and processing equipment that best fits your needs
  • Increase security with PCI-compliant processing solutions


Maintaining the highest standards of payment security is crucial to keeping your confidential business information secure and reducing the risk of fraud.

  • Protect your data with AB PAY advanced risk tools, including P2PE (Point-to-Point Encryption), hosted payment pages and tokenization
  • Trust our in-house risk team and industry experience for safe data storage, diligent security monitoring and 24/7 customer support
  • Comply with PCI DSS standards for reduced risk and lower costs


EMV (Europay, Mastercard, and Visa) is a fraud-reducing technology that helps protect issuers, merchants and consumers against losses from the use of counterfeit and lost or stolen payment cards at the point-of-sale. EMV cards, or smart cards, are embedded with a microprocessor, or smart chip, which interacts with the merchant's point-of-sale device to ensure the payment card, combined with a PIN number or signature, is valid and belongs to the person using the card. This kind of chip technology adds layers of security against fraud and is virtually impossible to duplicate.